Do Regulators Listen to the Public?
New study suggests agencies primarily listen to industry insiders in finalizing rules.
The Effect of Income Disparity on Financial Regulation
Scholar worries that pay gap between financial industry and regulators may lead to regulatory failure.
Federal Agency Recommends Improvements in Government Transparency
Latest ACUS recommendations seek to promote a more open and efficient government.
Why are financial systems prone to crisis?
Scholar analyzes the relationship between financial systems, crises, and regulation.
Can Moneyball Make States Better Regulators?
Scholars say state and local regulators should embrace the federal model of cost-benefit analysis.
CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”
Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.
Regulators Place Spotlight on Shadow Insurance
Reports warn that spread of captive reinsurance companies could pose systemic market risk.
Banking Regulation Based on Hypotheticals?
Legal scholar argues that bank stress tests should be abandoned or made more robust.
How Should We Judge Agencies’ Decisions “Not to Decide?”
Working paper says agencies have broad, but cabined, discretion to delay and defer.
The Role of Distributional Impacts in Cost-Benefit Analysis
How do agencies use distributional effects in regulatory impact analyses?
Encouraging Companies to Disclose Climate Risks to the SEC
State attorneys general are well suited to prod disclosure, recent paper argues.
Loans for Parolees and Probationers
Proposal would extend SBA Microloan eligibility to individuals on parole or probation.