Small Businesses of Color Matter Too
Minority-owned businesses are vital to economic growth, but discriminatory lending hinders access to credit.
It Is Time for the Fed to Stop Bank Shareholder Payouts
The Federal Reserve should order banks to preserve capital by retaining earnings and halting all shareholder payouts.
Regulating Cryptocurrency
Scholar argues regulation is needed to address unbridled intermediary activity in cryptocurrency.
Can Sandboxes Protect Your Pocketbook?
The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.
Cannabis Conundrums
Law and policy experts dissect the challenges created by divergent federal and state laws on marijuana.
Negative News for European Union Bank Failure Board
An audit report criticizes the Single Resolution Mechanism and proposes improvements for the EU banking union.
New Requirements to Combat Money Laundering
Banks will now be required to identify the owners of shell corporations.
The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule
Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.
Bank Culture in the Trump Era
Three kinds of bank behavior contributed to the financial crisis, and President Trump’s personal business activities appear to support that behavior.
What if Dodd-Frank is Built on Faulty Assumptions?
Duke Law Professor argues for a new regulatory paradigm.
Agency Signals Separate Regulation of “FinTech” Companies
National financial technology companies will be regulated differently than traditional banks.