Why the Court’s CFPB Decision Is Correct and Important
The Supreme Court upholds the funding structure of the Consumer Financial Protection Bureau.
The Supreme Court’s 2023-2024 Regulatory Term
Scholars and practitioners assess the Court’s most significant regulatory decisions of its recently concluded term.
Kim Kardashian Prompts Major Questions for the SEC
Scholar argues the SEC violated the major questions doctrine by suing celebrities who endorsed cryptocurrency companies.
CFPB Targets Illegal Junk Fees
New CFPB guidance puts banks on notice that unfair business practices may be met with enforcement action.
CFPB Proposes Public Registry of Nonbank Offenders
The CFPB has proposed the creation of a public registry to monitor agency and court orders against nonbank financial firms.
Consumer Protection on the Chopping Block?
Recent court decision may threaten the future existence of the U.S. Consumer Financial Protection Bureau.
Seeking Structural Remedies for Corporate Recidivists
To curb repeat violations, federal regulators should seek remedies that change businesses’ structures or alter their incentives.
Lessons from the FTC’s Facebook Saga
The FTC’s settlement with Facebook does little to change or restrict recidivist business practices.
Large Firms as Repeat Offenders
Regulators must not provide special treatment to dominant companies that are caught repeatedly violating the law.
Reining in Repeat Offenders
In the 2022 Distinguished Regulation Lecture at Penn Law, CFPB Director urges regulators to take action against corporate recidivists.
The SBA Should Change Its Rules on Criminal History
Current small business lending discriminates by barring loans to people with criminal histories.
How Ending Forced Arbitration Advances Economic Justice
The CFPB has the power to curtail the use of forced arbitration clauses that hinder consumer rights.