Promoting Economic Justice
Experts examine how regulators and lawmakers can support low-income communities.
CFPB California Style
A new California regulatory agency aims to combat federal rollbacks of consumer financial regulation.
Toward a “Unitary Executive” Vision of Article II?
The Supreme Court relied on misleading arguments and revisionist history to strike down the CFPB’s structure.
Revisiting the Constitutionality of Independent Agencies
The Supreme Court has destabilized principles on federal agencies’ structures and for-cause removal.
Is Corporate Criminal Punishment Just Another Cost of Doing Business?
Entity-level fines may not adequately deter corporate crime compared to other enforcement mechanisms.
Student Loan Disservice?
A recent lawsuit highlights tensions between two federal agencies overseeing the management of student loans.
A Distinction in Agency Design Without a Difference
The Solicitor General says it is constitutionally relevant that one person heads the CFPB, but it is not.
Debating Independent Agencies
The upcoming Supreme Court case challenging the constitutionality of the CFPB highlights modern debates about independent agencies.
Is Regulation Good for Business?
Former CFPB Director argues that businesses often prefer clear prescriptive rules over general standards.
Can Sandboxes Protect Your Pocketbook?
The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.
CRA Resolutions Against Agency Guidance Are Meaningless
GAO is wrong to think that Congress can use the CRA to overturn agency guidance.