Consumer Protection

Enforcing the Fair Credit Reporting Act Through Private Actors

Enforcing the Fair Credit Reporting Act Through Private Actors

Scholar argues that more private enforcement mechanisms will strengthen consumer credit reporting.

Waiving Credit Freeze Fees

Waiving Credit Freeze Fees

The Dodd-Frank rollback will prohibit credit bureaus from charging fees to freeze credit reports.

Federal Court Orders EPA to Revisit Lead Risks

Federal Court Orders EPA to Revisit Lead Risks

Ninth Circuit orders EPA to propose a new standard for lead dust and an updated definition for lead paint.

Why Mediation Needs Regulation

Why Mediation Needs Regulation

Mediation should be regulated for the good of the public, argues legal scholar.

Repealing the CFPB’s Arbitration Rule

Repealing the CFPB’s Arbitration Rule

President Trump signs measure rescinding the financial consumer watchdog’s recent rule.

New York Law Regulates Business Owners’ Speech

New York Law Regulates Business Owners’ Speech

Justices unanimously decide that a New York law prohibiting credit card surcharges regulates speech.

Regulating Automated Financial Advice

Regulating Automated Financial Advice

Scholars present framework for the regulation of automated advisors in the financial services industry.

Congress Takes Aim at Gag Clauses in Form Contracts

Congress Takes Aim at Gag Clauses in Form Contracts

Bill would crack down on clauses that ban consumers from writing negative online reviews.

Adapting Regulation for the FinTech World

Adapting Regulation for the FinTech World

A federal consumer watchdog quietly solved a big problem.

Nudging Away from Personal Choice

Nudging Away from Personal Choice

Economist argues that energy-efficiency regulations are riddled with problems and espouses their elimination.

Regulations Could be Increasing Consumer Prices

Regulations Could be Increasing Consumer Prices

A recent study shows a correlation between regulation and consumer prices.

Consumer Financial Protection Bureau Aims to Lend Borrowers a Helping Hand

Consumer Financial Protection Bureau Aims to Lend Borrowers a Helping Hand

Agency proposes rule to stem cycle of loan payments generated by “payday” lending practices.