Consumer Protection

The Costs and Benefits of Data Brokers

The Costs and Benefits of Data Brokers

Data brokers’ use of big data leads to questions about how best to protect consumers.

FTC Chair Edith Ramirez Outlines Agenda on “Big Data”

FTC Chair Edith Ramirez Outlines Agenda on “Big Data”

Commission head urges efforts to protect privacy, increase transparency, and enhance consumer choice.

CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”

CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”

Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.

FDA to Require Medical Device ID Numbers

FDA to Require Medical Device ID Numbers

New agency rule designed to help identify faulty medical devices.

CFPB Publishes International Money Transfer Compliance Procedures

CFPB Publishes International Money Transfer Compliance Procedures

Agency offers institutions guidance on financial regulation compliance.

Check Your Phone Bill: Are you Being “Crammed”?

Check Your Phone Bill: Are you Being “Crammed”?

FCC proposes rule designed to identify and prevent unauthorized phone charges.

Does Mobile Roaming Regulation Violate the GATS?

Does Mobile Roaming Regulation Violate the GATS?

Potential WTO violations from international mobile roaming regulation, says recent article.

Can a Regulatory Budget Trim Red Tape?

Can a Regulatory Budget Trim Red Tape?

A paperwork budget could gain bipartisan support.

Cost-Benefit Analysis: A Tool for Good Governance in Financial Regulation

Cost-Benefit Analysis: A Tool for Good Governance in Financial Regulation

Effective evaluation helps to guard against regulatory capture.

Does Regulation Work?

Does Regulation Work?

Better tools are needed to evaluate regulatory effectiveness.

A Call to Clarify the Regulatory Scope of Money Transmitter Laws

A Call to Clarify the Regulatory Scope of Money Transmitter Laws

The scope of state law threatens the viability of new payment systems.

CFPB Possesses Unique Accountability Structure

CFPB Possesses Unique Accountability Structure

Consumer protection agency is sensibly structured to resist the dangers of client politics.