Illuminating Discrimination Against Small Businesses
Proposed rule would target discrimination in small business lending by requiring disclosure of demographic data.
Student Loan Disservice?
A recent lawsuit highlights tensions between two federal agencies overseeing the management of student loans.
Is Regulation Good for Business?
Former CFPB Director argues that businesses often prefer clear prescriptive rules over general standards.
Can Sandboxes Protect Your Pocketbook?
The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.
Waiving Credit Freeze Fees
The Dodd-Frank rollback will prohibit credit bureaus from charging fees to freeze credit reports.
The CFPB’s Final Arbitration Rule Run Amok
New rule will raise costs, harming businesses, consumers, and the court system.
The Regulatory Accountability Act and the Obsolescence of Formal Rulemaking
Administrative agencies should not be required to use a process that has been obsolete for decades.
Structural Reforms to Improve Cost-Benefit Analyses of Financial Regulation
Independent agencies should mirror executive branch practices to overcome judicial scrutiny.
Looking More Closely at the Platypus of Formal Rulemaking
Legal scholar argues that the oft-criticized formal rulemaking process has virtues in proper settings.
What if Dodd-Frank is Built on Faulty Assumptions?
Duke Law Professor argues for a new regulatory paradigm.
The Public Interest in Public Securities Settlements
Legal scholar argues SEC settlements after Dodd-Frank create potential costs for defendants and the public.