Financial Regulation

A New Approach to Regulating Credit-Scoring AI

A New Approach to Regulating Credit-Scoring AI

Scholar presents regulatory solutions to problems posed by using AI to determine credit scores.

Forcing Marginalized Communities to Compete

Forcing Marginalized Communities to Compete

Scholar argues that pension fund managers have pitted vulnerable retirees against marginalized communities.

Race and Regulation

Race and Regulation

Experts examine how regulatory policies disproportionately affect communities of color.

How Ending Forced Arbitration Advances Economic Justice

How Ending Forced Arbitration Advances Economic Justice

The CFPB has the power to curtail the use of forced arbitration clauses that hinder consumer rights.

A Sandbox for the U.S. Financial System

A Sandbox for the U.S. Financial System

To experiment with regulatory sandboxes, Congress must address the fragmentation of financial regulation.

Regulating Sustainability in Corporate Governance Standards

Regulating Sustainability in Corporate Governance Standards

Experts discuss the future of sustainability in financial regulation.

Promoting Justice in Credit Markets

Promoting Justice in Credit Markets

Scholar recommends that regulators incorporate principles of distributive justice into credit markets.

Reconstructing Expertise to Combat Financial Risk

Reconstructing Expertise to Combat Financial Risk

Scholar argues that U.S. financial regulators need a revived research agency.

The Role for Distributed Ledgers in Voluntary Carbon Markets

The Role for Distributed Ledgers in Voluntary Carbon Markets

Distributed ledger technology can facilitate more efficient and reliable carbon credit markets.

Challenges in Regulating Digital Innovation

Challenges in Regulating Digital Innovation

Regulators around the world struggle to promote fintech innovation while limiting financial risk.

DeFi, Disintermediation, and the Regulatory Path Ahead

DeFi, Disintermediation, and the Regulatory Path Ahead

As decentralized finance projects eliminate the need for financial intermediaries, regulators may need to fundamentally rethink their approach.

Financial Regulation for the Digital Age

Financial Regulation for the Digital Age

Financial regulators must adopt new strategies to keep up with changing technology.