Limiting Interest Rates Without Limiting Access to Credit
Setting caps on interest rates can lead to unintended, negative consequences for borrowers.
Returning Morality to Small Dollar Lending
Scholar argues that policymakers should reexamine usury laws and introduce public banking to combat payday lending.
Loans for Parolees and Probationers
Proposal would extend SBA Microloan eligibility to individuals on parole or probation.